Paste a few months of electricity and heating bills and get a clear breakdown of where the energy goes, the top three suspects behind a high bill and how to confirm them, and a tiered action plan with yearly savings and payback for each change. 来源:https://prompts.chat/prompts/cmv0ned6k0004jk06nriz3wfx
Builds fixed-rate loan and mortgage amortization schedules, shows how much of each payment goes to interest, and compares payoff strategies such as extra monthly payments, one-off lump sums, a higher fixed payment, or a shorter term, with interest saved, months saved, payoff date, and an APR estimate when fees apply. Use when a user asks "how much interest will I pay?", "should I overpay my mortgage?", "what if I pay 200 more a month?", or wants a payoff plan for a car, student, or home loan. 来源:https://prompts.chat/prompts/cmv3hy93r000kjs06xgepd0t2
Estimates what each home appliance costs to run from its watts, hours per day and your electricity tariff. Reads a CSV, works out kWh and cost per day, month and year, standby (vampire) loads, each appliance's share and off-peak pricing, compares the total with a real bill, and ranks savings ideas such as LED bulbs, 30 C washes and cutting standby by yearly savings. Includes a stdlib Python estimator with --self-test. 来源:https://prompts.chat/prompts/cmvnid5pf0001l007tda01gh6
Audits recurring subscriptions (streaming, apps, gym, cloud storage, news) from a simple CSV: true monthly and yearly cost in one currency, your share of family plans, renewals and trial conversions in the next 30 days, unused services, overlapping services in one category, price increases, and annual plans that would save money. Ends with a cancel/keep/downgrade action list. Includes a stdlib Python auditor with --self-test. 来源:https://prompts.chat/prompts/cmvgd6104000mkw081lfherz2
For cafes, restaurants, bakeries, and food trucks: turns supplier prices, yields, and recipes into exact cost per portion, food cost percent on the tax-free price, contribution margin, and a suggested price, then applies menu engineering (Star, Plowhorse, Puzzle, Dog) with a tested Python calculator. 来源:https://prompts.chat/prompts/cmv0nvwk1000ejr065goqpxr9